USAA Classic Car
Loan Appraisals
USAA requires a USPAP-conforming certified appraisal for classic and collector vehicle loans. We proudly serve active duty military, veterans, and military families — same-day delivery, accepted by USAA loan officers nationwide.
ASCAA-CERT-4246
Certified appraiser credential
USPAP Compliant
Prepared in substantial conformity with USPAP 2025–2026
Hagerty Approved
On Hagerty's approved appraiser list
Since 1993
Appraising vehicles for 30+ years
Serving Those Who Served
USAA has served military members and their families since 1922. For classic and collector vehicle loans, USAA requires a certified appraisal because standard book values don't exist for these vehicles. Our appraisals are prepared by Shawn Owens, ASCAA-CERT-4246, in substantial conformity with USPAP 2025–2026 standards.
We understand the urgency of military timelines — PCS moves, deployments, and financial decisions that can't wait. Our same-day delivery ensures your USAA loan application keeps moving.
Who Qualifies
Military & Veterans
Active duty, veterans, and immediate family
Appraisal Turnaround
Same Day
Delivered within hours of submission
Appraisal Cost
$149 Flat
All vehicle types, all loan amounts
Vehicle Types USAA Finances
We appraise every vehicle type USAA accepts as loan collateral — all requiring a certified appraisal.
Classic Cars & Muscle Cars
Pre-1980 American and European classics, muscle cars, pony cars
Collector Trucks
C10s, F-100s, vintage pickups, custom builds
Vintage Motorcycles
Harley-Davidson, Indian, BSA, Triumph, vintage European
Classic RVs & Motorhomes
Vintage motorhomes, travel trailers, converted vehicles
Exotic & Specialty Vehicles
Porsche, Ferrari, Lamborghini, limited-production models
Custom & Modified Vehicles
Hot rods, restomod builds, custom fabrications
Flat $149 — No Hidden Fees
One price covers all vehicle types and all loan amounts. Same-day delivery included. We honor those who serve — and we make the appraisal process as straightforward as possible.
Order Your USAA AppraisalUSAA Appraisal — Frequently Asked Questions
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