RV & Boat Appraisal FAQ

Question 1

How much does an RV or boat appraisal cost?

Accepted Answer

Our online certified appraisals start at $149 and are delivered the same day. In-person appraisals vary by market — call or email for a quote. Pre-purchase inspections start at $349.

Question 2

Do you appraise all types of RVs?

Accepted Answer

Yes. We appraise Class A, B, and C motorhomes, fifth wheels, travel trailers, toy haulers, and pop-up campers — for insurance agreed value, total loss claims, bank loans, and estate purposes.

Question 3

What types of boats do you appraise?

Accepted Answer

We appraise pontoon boats, bass boats, ski boats, bowriders, cabin cruisers, and personal watercraft. Our appraisals cover hull, engine, trailer, and accessories.

Question 4

My insurance company underpaid my RV total loss claim. What can I do?

Accepted Answer

Contact us before accepting any settlement. Our insurance negotiation service challenges underpaid total loss valuations with certified documentation and a money-back guarantee.

Question 5

Can I use an RV appraisal for a bank loan?

Accepted Answer

Yes. Banks and credit unions accept our certified appraisals for RV and boat loan collateral and refinancing.

Question 6

What does an RV pre-purchase inspection cover?

Accepted Answer

Our 365-point inspection covers the chassis, roof, slideouts, plumbing, electrical, appliances, HVAC, and structural integrity. You receive a written report with 100+ photos, a walkaround video, a test drive video, and a buy/walk/renegotiate recommendation.

Question 7

How long does an RV or boat appraisal take?

Accepted Answer

Online appraisals are delivered the same day you submit photos and details. Pre-purchase inspections are typically completed within 24–48 hours of scheduling.

Question 8

Are your RV appraisals accepted by Good Sam and National General?

Accepted Answer

Yes. Our certified appraisals are accepted by major RV and boat insurers including Good Sam, National General, Progressive, and State Farm.

Question 9

Can you appraise an RV for estate or probate purposes?

Accepted Answer

Yes. We provide certified appraisals for estate, probate, and equitable distribution proceedings. Our reports are accepted by courts nationwide.

Question 10

Do you cover all 50 states?

Accepted Answer

Yes. Our inspectors cover all 50 states and Guam. Online appraisals are available nationwide with same-day delivery.

Question 11

What are the most important things to check during an RV pre-purchase inspection?

Accepted Answer

The most critical areas are the roof (delamination, soft spots, and seal condition are the leading source of hidden water damage), slideout seals and mechanisms, underbelly condition, chassis frame for rust and cracks, generator hours and condition, and all appliances. Water intrusion is the single biggest risk in a used RV — it can cause structural damage that is invisible from the interior. Our inspectors use moisture meters and probe soft spots to identify water damage before you buy.

Question 12

How does RV depreciation affect insurance agreed value?

Accepted Answer

Most standard RV insurance policies pay actual cash value (ACV) after a total loss — which means the depreciated book value, not what you paid or what it costs to replace. An agreed-value policy locks in the insured amount at the time of purchase, but it requires a certified appraisal. Without one, you may receive significantly less than your RV is worth. We provide certified appraisals that support agreed-value coverage with major RV insurers.

Question 13

What makes a boat more or less valuable for insurance purposes?

Accepted Answer

Key value factors for boats include hull condition (gelcoat, structural integrity, and any repairs), engine hours and service history, trailer condition, electronics package (fish finders, GPS, VHF radio), and any aftermarket upgrades. For bass boats and ski boats, the brand and model matter significantly — a Ranger, Skeeter, or Triton bass boat holds value differently than a generic brand. We document all of these factors in our boat appraisals.

Question 14

Can you appraise a luxury or high-end motorhome?

Accepted Answer

Yes. We appraise luxury Class A diesel pushers — including Tiffin Allegro Bus, Newmar King Aire, Entegra Cornerstone, and Prevost conversions — as well as high-end fifth wheels and toy haulers. These vehicles can represent $200,000–$1,000,000+ in value and require a certified appraisal to support agreed-value insurance coverage. We have experience appraising high-value RVs and understand the market factors that drive value at this level.

Question 15

What documentation do I need for an RV or boat appraisal?

Accepted Answer

For an RV, we need clear photos of the exterior (all four sides, roof if accessible), interior (living area, kitchen, bathroom, bedroom), engine bay, chassis underside, and any documentation — title, service records, and prior appraisals. For a boat, we need photos of the hull (both sides, bow, stern, bottom if possible), engine, console, and trailer. The more documentation you provide — especially service records and receipts for upgrades — the stronger the appraisal report.

RV & Boat Appraisal FAQ

Get your RV or boat appraised today